ZIP 03251 Property Distress & Foreclosure Data

ZIP code 03251 in Grafton County, New Hampshire carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 25% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 40% of renters are cost-burdened. 76% of housing is owner-occupied. At $65,990, median income runs below typical U.S. levels. The ZIP holds roughly 2,765 housing units. The poverty rate is 4.9% — low. The typical home is worth about $342,000 (4.7× income). Around 42% of adults hold a bachelor's degree or higher. About 1,484 people live here, median age 53. The demographic-stress sub-score lands at 37/100. The vacancy rate is 75.8% — elevated.

Net-net, 03251 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.