ZIP 03264 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03264 (Grafton County, New Hampshire) at a moderate 31/100 for overall property distress. Its heaviest discrete signals: structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 68/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 40% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $75,600, near the U.S. median near $78,000. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 27% of renters are cost-burdened. About 50% have a four-year degree. The ZIP holds roughly 2,498 housing units. About 6,911 people live here, median age 28. Home values center near $288,800, an affordability ratio of 3.6× — accessible. On demographic stress specifically, 03264 scores 30/100. The tenure split is 58% owner-occupied to 42% rented.

On the whole, 03264 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 03264 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 03264's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 03264, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 for 03264 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 03264 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.