ZIP 03238 Property Distress & Foreclosure Data

ZIP code 03238 in Grafton County, New Hampshire carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). mortgage stress (25/100) stay muted. Structural exposure scores 72 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 03238 scores 25/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $189,900 here, or 4.3 times local income. Households earn a median $44,350 — below the roughly $78,000 national figure. 52 residents call 03238 home, typically aged 61. There are about 43 housing units across 03238. About 14% have a four-year degree. Vacancy runs 0.0%.

Overall, 03238 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.