Grafton County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Grafton County, New Hampshire? DLRadar grades every Grafton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Grafton County breakdown.
- Grafton County's most distressed ZIP is 03215 at 31/100.
- 37 ZIP codes tracked in Grafton County, averaging 31/100 distress.
- Grafton County reads peak — home values up 4.3% year over year.
- Vacancy runs 29% across Grafton County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Grafton County home is worth about $371,070 against a ~$92,741 median income.
- Lending headwind in Grafton County sits at 50/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 03215 | 31/100 |
| 2 | 03217 | 31/100 |
| 3 | 03222 | 31/100 |
| 4 | 03223 | 31/100 |
| 5 | 03238 | 31/100 |
| 6 | 03240 | 31/100 |
| 7 | 03241 | 31/100 |
| 8 | 03245 | 31/100 |
| 9 | 03251 | 31/100 |
| 10 | 03262 | 31/100 |
| 11 | 03264 | 31/100 |
| 12 | 03266 | 31/100 |
Most distressed ZIP codes in Grafton County (composite distress 0-100, 2026)
What is driving Grafton County distress
Nothing here is estimated: Grafton County is scored from filings alone, and its ZIPs average 31/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Grafton County market phase and pricing
Grafton County currently sits in peak after a 4.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
What is the hardest-hit ZIP in Grafton County?
ZIP 03215 leads Grafton County at 31/100, recomputed monthly from public records.
Which phase does Grafton County sit in right now?
FHFA price-index movement places Grafton County in peak; prices are up 4.3% over twelve months.
What are the sources behind these Grafton County numbers?
Grafton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 37 ZIPs are comparable to anywhere else.
How much do distress scores vary between Grafton County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Grafton County ZIPs DLRadar ranks, scores run from 31/100 in 03215 down to 31/100 in 03266, against a Grafton County average of 31/100. Those 0 points separate the ZIPs worth working in Grafton County from the rest.
What do Grafton County home values and vacancy say about distressed supply?
The typical Grafton County home carries about $371,070 of value against a median household income near $92,741. Vacancy across Grafton County's tracked ZIPs runs 29% and the poverty rate is 8.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Grafton County's foreclosure and tax-lien record and its 50/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.