ZIP 03765 Foreclosure, Tax-Lien & Distress Report

Grafton County, New Hampshire's ZIP 03765 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). On the structural side it scores 68/100, with 7/100 of stress already active. Its heaviest discrete signals: structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low.

The peak-phase market in 03765 posted values that rose 4.3% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $262,500 here. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. About 667 people live here, median age 49. About 37% have a four-year degree. DLRadar's demographic-stress index for the area reads 18/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 195 housing units.

Taken together, 03765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 03765 at the moment; the composite and its components are still built from verifiable public records.

Whether 03765 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03765 can be compared directly against any other ZIP in Grafton County, New Hampshire or nationwide. 03765 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

03765's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 03765 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.