ZIP 03777 Foreclosure, Tax-Lien & Distress Report

In Grafton County, New Hampshire, ZIP 03777 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 68/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100)).

The peak-phase market in 03777 posted values that rose 4.3% over the year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,289 residents call 03777 home, typically aged 48. The tenure split is 78% owner-occupied to 22% rented. There are about 675 housing units across 03777. The demographic-stress sub-score lands at 25/100. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. About 42% have a four-year degree. Home values center near $271,900, an affordability ratio of 3.0× — accessible. Rent burden reaches 29% of tenant households. The poverty rate is 7.8%. Households earn a median $85,938 — near the roughly $78,000 national figure.

On the whole, 03777 leans distressed, with opportunity clustered in specific stressed parcels. 03777 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 03777 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03777 shows blanks, not estimates, wherever the record is sparse.

Each component behind 03777 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 03777 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.