ZIP 03784 Foreclosure, Tax-Lien & Distress Report
Grafton County, New Hampshire · Distress market
DLRadar grades ZIP 03784 (Grafton County, New Hampshire) at a moderate 30/100 for overall property distress. The split runs 67/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (69/100). Its heaviest discrete signals: structural risk (67/100), construction/permit lag (60/100), institutional ownership (49/100). mortgage stress (25/100) stay muted.
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 28% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
44% of housing is owner-occupied. 10.2% of residents fall below the poverty threshold. Home values center near $371,500, an affordability ratio of 4.0×. Rent burden reaches 47% of tenant households. About 4,057 people live here, median age 39. The vacancy rate is 11.9% — elevated. Around 61% of adults hold a bachelor's degree or higher. On demographic stress specifically, 03784 scores 32/100. The ZIP holds roughly 2,074 housing units. Households earn a median $84,303 — near the roughly $78,000 national figure.
On balance 03784 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 03784 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 03784 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 03784 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
03784's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 03784 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 03784
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 03784 distress snapshot
Current distress, phase, housing and lender-pressure figures for 03784, drawn from the same report attached to each property.
Other Grafton County ZIP codes
Nearest ZIP codes to 03784
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Hampshire distress
Related ZIP, county and statewide reads linked to Grafton County, New Hampshire.
Unlock the full ZIP 03784 acquisition report
The full 03784 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology