ZIP 05001 Foreclosure, Tax-Lien & Distress Report

ZIP code 05001 in Windsor County, Vermont carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 64/100, against 6/100 of stress already in motion. Leading the profile are construction/permit lag (100/100), structural risk (64/100), institutional ownership (45/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (71/100), climate & FEMA risk (65/100)).

The market reads neutral — home values rose 4.4% year on year, and 15% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 9,747 with a median age of 40. The ZIP holds roughly 4,932 housing units. The poverty rate is 11.2%. Median household income is $74,369, near the U.S. median near $78,000. Home values center near $296,900, an affordability ratio of 3.6× — accessible. Around 46% of adults hold a bachelor's degree or higher. The tenure split is 66% owner-occupied to 34% rented. Around 47% of renters are cost-burdened. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 05001 scores 31/100.

Taken together, 05001 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 05001 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 05001 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 05001 stays directly comparable to neighboring ZIPs and the rest of Windsor County, Vermont. Every figure is auditable to a public dataset and refreshed on ingest; 05001 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 05001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 05001 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.