ZIP 05048 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05048 in Windsor County, Vermont comes in at 29, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (45/100). mortgage stress (21/100) stay muted. Structurally it carries 64/100, against 6/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (71/100), climate & FEMA risk (65/100)).

The market reads neutral — home values rose 4.4% year on year, and 8% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $99,282, median income runs above typical U.S. levels. Educational attainment sits at 34% bachelor's-or-above. There are about 1,176 housing units across 05048. Around 62% of renters are cost-burdened. The vacancy rate is 15.2% — elevated. DLRadar's demographic-stress index for the area reads 30/100. 7.7% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. The typical home is worth about $338,800 (3.3× income, relatively affordable). About 2,494 people live here, median age 55.

On the whole, 05048 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 05048 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 05048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 05048, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 05048 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 05048 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.