ZIP 05048 Property Distress & Foreclosure Data

In Windsor County, Vermont, ZIP 05048 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (44/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 64/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (65/100).

The market reads peak — home values rose 4.8% year on year, and 8% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

At $99,282, median income runs above typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,176 housing units. Around 62% of renters are cost-burdened. The vacancy rate is 15.2% — elevated. The demographic-stress sub-score lands at 30/100. The poverty rate is 7.7%. 91% of housing is owner-occupied. The typical home is worth about $338,800 (3.3× income, relatively affordable). About 2,494 people live here, median age 55.

Net-net, 05048 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.