ZIP 05065 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05065 (Windsor County, Vermont) at a low 29/100 for overall property distress. On the structural side it scores 63/100, with 6/100 of stress already active. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (63/100), institutional ownership (44/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), climate & FEMA risk (63/100).

The neutral-phase market in 05065 posted values that rose 4.4% over the year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $341,200, an affordability ratio of 3.8× — accessible. At $69,850, median income runs near typical U.S. levels. Population is roughly 1,084 with a median age of 45. The tenure split is 75% owner-occupied to 25% rented. There are about 564 housing units across 05065. Around 24% of renters are cost-burdened. About 39% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 05065 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05065 at the moment; the composite and its components are still built from verifiable public records.

Whether 05065 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05065 can be compared directly against any other ZIP in Windsor County, Vermont or nationwide. Where the public record is thin for 05065, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 05065 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 05065 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.