ZIP 05055 Property Distress & Foreclosure Data

Windsor County, Vermont's ZIP 05055 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (71/100), climate & FEMA risk (65/100)). The latent-versus-live split is 64/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (64/100), institutional ownership (44/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 05055 posted values that rose 4.8% over the year, and 23% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $140,590, above the U.S. median near $78,000. The vacancy rate is 10.4%. 3.4% of residents fall below the poverty threshold. The ZIP holds roughly 1,499 housing units. Home values center near $632,400, an affordability ratio of 4.0×. Owners hold 74% of homes, renters 26%. Around 16% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 22/100. Educational attainment sits at 82% bachelor's-or-above. Population is roughly 3,463 with a median age of 41.

On balance 05055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.