ZIP 05043 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05043 (Orange County, Vermont) returns a low composite of 16/100. Structurally it carries 34/100, against 5/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). What sets it apart are the readings on institutional ownership (43/100), structural risk (34/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (18/100).

Prices here sit in a neutral phase: values rose 4.4% over the trailing year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

986 residents call 05043 home, typically aged 47. The tenure split is 88% owner-occupied to 12% rented. A median home runs $255,300 here, or 3.4 times local income. The demographic-stress sub-score lands at 21/100. Median household income is $79,107, near the U.S. median near $78,000. Rent burden reaches 17% of tenant households. The vacancy rate is 8.8%. There are about 479 housing units across 05043. 4.7% of residents fall below the poverty threshold. About 50% have a four-year degree.

On balance, 05043 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 05043 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 05043 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05043 can be compared directly against any other ZIP in Orange County, Vermont or nationwide. 05043 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 figure for 05043 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 05043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.