ZIP 05045 Property Distress & Foreclosure Data

Composite property distress in 05045 (Orange County, Vermont) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). The sharpest non-environmental signals are construction/permit lag (57/100), institutional ownership (42/100), structural risk (40/100). By contrast, mortgage stress (18/100) register low. Structural exposure scores 40 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 4.8% year on year, and 35% higher over three years, at 44/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $291,700 (3.6× income, relatively affordable). The poverty rate is 13.5%. About 1,787 people live here, median age 50. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. At $73,889, median income runs near typical U.S. levels. 83% of housing is owner-occupied. Rent burden reaches 52% of tenant households. There are about 1,000 housing units across 05045. Around 55% of adults hold a bachelor's degree or higher.

Net-net, 05045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
40/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 05045

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk33
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Orange County

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Deterministic. Every signal traces to a public dataset · methodology