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ZIP 05077 Foreclosure, Tax-Lien & Distress Report

Orange County, Vermont · High Vacancy market

ZIP 05077's composite property-distress score is 16/100 - DLRadar classes that as low for Orange County, Vermont. Its standout signals are institutional ownership (43/100), structural risk (34/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (18/100) register low. The split runs 34/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

The market reads neutral — home values rose 4.4% year on year (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 577 housing units. 17.6% of residents fall below the poverty threshold. Median household income is $70,893, near the U.S. median near $78,000. About 41% have a four-year degree. Rent burden reaches 78% of tenant households. Owners hold 84% of homes, renters 16%. Home values center near $310,900, an affordability ratio of 4.0× — accessible. About 1,085 people live here, median age 42. DLRadar's demographic-stress index for the area reads 38/100. The vacancy rate is 23.3% — elevated.

Taken together, 05077 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 05077 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 05077 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Orange County, Vermont and the nation. Where the public record is thin for 05077, the field stays empty rather than modeled, and fills in as new documents post.

05077's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 05077 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
34/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 05077

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk33
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 05077 distress snapshot

The live 05077 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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