ZIP 05041 Foreclosure, Tax-Lien & Distress Report

In Orange County, Vermont, ZIP 05041 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 34 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). The pressure is most legible in institutional ownership (43/100), structural risk (34/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (18/100) register low.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 289 with a median age of 23. The ZIP holds roughly 141 housing units. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 31% owner-occupied to 69% rented. Educational attainment sits at 49% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 28% of tenant households. Median household income is $83,125, near the U.S. median near $78,000. Home values center near $216,300, an affordability ratio of 2.8× — accessible. The poverty rate is 16.3% — high, a tax-stress and distress correlate.

Net-net, 05041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 05041 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 05041 stays directly comparable to neighboring ZIPs and the rest of Orange County, Vermont. Every figure is auditable to a public dataset and refreshed on ingest; 05041 shows blanks, not estimates, wherever the record is sparse.

Behind 05041's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 05041 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.