ZIP 05038 Property Distress & Foreclosure Data

ZIP code 05038 in Orange County, Vermont carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 40 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). What sets it apart are the readings on construction/permit lag (57/100), institutional ownership (42/100), structural risk (40/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,301 residents call 05038 home, typically aged 51. There are about 803 housing units across 05038. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 05038 scores 31/100. A median home runs $254,800 here, or 3.5 times local income. Vacancy runs 29.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. Households earn a median $65,057 — below the roughly $78,000 national figure. Roughly 14.3% live below the poverty line. About 34% have a four-year degree.

Taken together, 05038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.