ZIP 05040 Property Distress & Foreclosure Data

Composite property distress in 05040 (Orange County, Vermont) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (57/100), institutional ownership (42/100), structural risk (40/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (78/100)). The latent-versus-live split is 40/100 structural and 5/100 already moving.

The peak-phase market in 05040 posted values that rose 4.8% over the year (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $92,981, above the U.S. median near $78,000. Home values center near $250,500, an affordability ratio of 2.3× — accessible. 5.6% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The vacancy rate is 12.1% — elevated. Population is roughly 568 with a median age of 59. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 338 housing units.

On the whole, 05040 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.