ZIP 05086 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05086 in Orange County, Vermont comes in at 16, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). The split runs 34/100 structural to 5/100 active on the ground. Property-level stress concentrates in institutional ownership (43/100), structural risk (34/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (18/100).

The neutral-phase market in 05086 posted values that rose 4.4% over the year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $81,875, near the U.S. median near $78,000. The poverty rate is 16.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 23/100. The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 0% of tenant households. Home values center near $193,400, an affordability ratio of 2.5× — accessible. There are about 413 housing units across 05086. The vacancy rate is 26.2% — elevated. About 20% have a four-year degree. Population is roughly 596 with a median age of 42.

Net-net, 05086 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 05086 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 05086 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05086 can be compared directly against any other ZIP in Orange County, Vermont or nationwide. The score is rebuilt from public data as it updates, so 05086 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 05086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 05086 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.