ZIP 05046 Property Distress & Foreclosure Data

Caledonia County, Vermont's ZIP 05046 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (26/100). On the structural side it scores 55/100, with 8/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100)).

The expansion-phase market in 05046 posted values that rose 6.5% over the year (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.3% of residents fall below the poverty threshold. Population is roughly 1,234 with a median age of 44. Median household income is $76,528, near the U.S. median near $78,000. Educational attainment sits at 33% bachelor's-or-above. The ZIP holds roughly 797 housing units. Owners hold 88% of homes, renters 12%. Around 42% of renters are cost-burdened. Home values center near $259,000, an affordability ratio of 3.3× — accessible. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 33.1% — elevated.

On the whole, 05046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.