ZIP 05046 Foreclosure, Tax-Lien & Distress Report
Caledonia County, Vermont · High Vacancy market
ZIP code 05046 in Caledonia County, Vermont carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are institutional ownership (66/100), structural risk (55/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (26/100) stay muted. Structural exposure scores 55 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100)).
Prices here sit in a expansion phase: values rose 6.2% over the trailing year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Roughly 9.3% live below the poverty line. Population is roughly 1,234 with a median age of 44. At $76,528, median income runs near typical U.S. levels. Around 33% of adults hold a bachelor's degree or higher. There are about 797 housing units across 05046. Owners hold 88% of homes, renters 12%. Around 42% of renters are cost-burdened. A median home runs $259,000 here, or 3.3 times local income. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 33.1%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 05046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 05046 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 05046 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 05046 stays directly comparable to neighboring ZIPs and the rest of Caledonia County, Vermont. Every figure is auditable to a public dataset and refreshed on ingest; 05046 shows blanks, not estimates, wherever the record is sparse.
05046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 05046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 05046
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 05046 Stress Report snapshot
A live read on 05046: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Caledonia County
Keep exploring Vermont distress
Additional distress intelligence spanning Caledonia County, Vermont by ZIP, county and state.
The complete 05046 distress and acquisition report
The full 05046 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology