ZIP 05832 Foreclosure, Tax-Lien & Distress Report

In Caledonia County, Vermont, ZIP 05832 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 55/100, against 8/100 of stress already in motion. The pressure is most legible in institutional ownership (66/100), structural risk (55/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (26/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100).

The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

92% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. Population is roughly 1,061 with a median age of 39. Vacancy runs 41.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 634 housing units. Rent burden reaches 9% of tenant households. Around 37% of adults hold a bachelor's degree or higher. 3.4% of residents fall below the poverty threshold. A median home runs $332,100 here, or 3.8 times local income. Median household income is $76,023, near the U.S. median near $78,000.

On the whole, 05832 leans distressed, with opportunity clustered in specific stressed parcels. While 05832 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 05832's 24/100 can be lined up against any neighbor in Caledonia County, Vermont or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 05832, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 05832 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 05832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.