ZIP 05866 Property Distress & Foreclosure Data

Caledonia County, Vermont's ZIP 05866 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100). The latent-versus-live split is 55/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 44/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $71,000 — near the roughly $78,000 national figure. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 33.6% — elevated. The ZIP holds roughly 422 housing units. About 23% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. A median home runs $160,000 here, or 2.2 times local income. On demographic stress specifically, 05866 scores 27/100. Around 37% of renters are cost-burdened. 746 residents call 05866 home, typically aged 45.

Taken together, 05866 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.