ZIP 05866 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05866 (Caledonia County, Vermont) returns a low composite of 24/100. The most distinctive pressure shows up in institutional ownership (66/100), structural risk (55/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100). Structural exposure scores 55 and live distress 8 on the 0–100 scale.

The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $71,000, near the U.S. median near $78,000. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 33.6% — elevated. There are about 422 housing units across 05866. Around 23% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The typical home is worth about $160,000 (2.2× income, relatively affordable). On demographic stress specifically, 05866 scores 27/100. Around 37% of renters are cost-burdened. 746 residents call 05866 home, typically aged 45.

Taken together, 05866 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05866 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 05866's 24/100 can be lined up against any neighbor in Caledonia County, Vermont or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 05866 reflects the current record instead of a stale or modeled snapshot.

05866's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 05866 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.