ZIP 05822 Property Distress & Foreclosure Data

In Orleans County, Vermont, ZIP 05822 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (65/100), structural risk (55/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (28/100) register low. The latent-versus-live split is 55/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (77/100).

The market reads expansion — home values rose 6.5% year on year, and 24% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 30.2% — elevated. The ZIP holds roughly 1,224 housing units. 81% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. At $72,593, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 29/100. Around 42% of renters are cost-burdened. About 1,999 people live here, median age 50. The poverty rate is 12.2%. The typical home is worth about $222,600 (2.9× income, relatively affordable).

Net-net, 05822 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.