ZIP 05820 Foreclosure, Tax-Lien & Distress Report
Orleans County, Vermont · High Vacancy market
Scored on a fixed 0-100 scale, 05820 (Orleans County, Vermont) returns a moderate composite of 30/100. The pressure is most legible in construction/permit lag (95/100), structural risk (68/100), institutional ownership (63/100). By contrast, mortgage stress (28/100) register low. Latent structural risk is 68/100 while live distress already moving reads 9/100. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100).
Prices here sit in a expansion phase: values rose 6.2% over the trailing year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
On demographic stress specifically, 05820 scores 35/100. Median household income is $69,167, near the U.S. median near $78,000. Home values center near $218,700, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 167 housing units. Owners hold 98% of homes, renters 2%. The vacancy rate is 28.2% — elevated. 334 residents call 05820 home, typically aged 43. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Around 31% of adults hold a bachelor's degree or higher.
Net-net, 05820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 05820 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 05820 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 05820 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 figure for 05820 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 05820 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 05820
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
05820 at a glance
05820 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Orleans County
Nearest ZIP codes to 05820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Vermont distress
Other reports tied to Orleans County, Vermont — ZIP, county and statewide.
The complete 05820 distress and acquisition report
Every distressed parcel in 05820 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology