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ZIP 05653 Foreclosure, Tax-Lien & Distress Report

Lamoille County, Vermont · High Vacancy market

Composite property distress in 05653 (Lamoille County, Vermont) lands at 21/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (71/100). Structural exposure scores 47 and live distress 8 on the 0–100 scale. Property-level stress concentrates in institutional ownership (63/100), structural risk (47/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (23/100).

The expansion-phase market in 05653 posted values that rose 6.2% over the year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $76,484 — near the roughly $78,000 national figure. Around 28% of adults hold a bachelor's degree or higher. Rent burden reaches 15% of tenant households. Population is roughly 513 with a median age of 40. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Home values center near $209,900, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 83% of homes, renters 17%. The vacancy rate is 30.1% — elevated. The ZIP holds roughly 351 housing units.

Net-net, 05653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 05653 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 05653 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05653 can be compared directly against any other ZIP in Lamoille County, Vermont or nationwide. Nothing here is interpolated — where a source is thin for 05653, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 05653 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 05653 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
47/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 05653

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk28
9 further distress layers are graded for 05653

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 05653 distress snapshot

The live 05653 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Lamoille County ZIPs near 05653

Nearest ZIP codes to 05653

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Lamoille County, Vermont at ZIP, county and state level.

See every distressed parcel in 05653

Pull every distressed parcel in 05653 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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