ZIP 05444 Foreclosure, Tax-Lien & Distress Report

In Lamoille County, Vermont, ZIP 05444 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). Structurally it carries 48/100, against 7/100 of stress already in motion. Leading the profile are institutional ownership (55/100), construction/permit lag (49/100), structural risk (48/100). mortgage stress (22/100) stay muted.

The market reads neutral — home values rose 4.0% year on year, and 39% higher over three years (phase confidence 25/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 42% bachelor's-or-above. The typical home is worth about $366,400 (3.4× income, relatively affordable). 3.2% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households. At $101,336, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 2.0%. 87% of housing is owner-occupied. There are about 746 housing units across 05444. 1,711 residents call 05444 home, typically aged 45.

Overall 05444 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 05444 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 05444 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lamoille County, Vermont and the nation. 05444 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 05444 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 05444 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.