ZIP 05444 Property Distress & Foreclosure Data

In Lamoille County, Vermont, ZIP 05444 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). The latent-versus-live split is 49/100 structural and 7/100 already moving. Its standout signals are institutional ownership (54/100), construction/permit lag (53/100), structural risk (49/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.8% year on year, and 39% higher over three years (phase confidence 46/100). Topping markets hide individual distress behind strong averages.

Around 42% of adults hold a bachelor's degree or higher. The typical home is worth about $366,400 (3.4× income, relatively affordable). The poverty rate is 3.2% — low. Around 27% of renters are cost-burdened. At $101,336, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. The vacancy rate is 2.0%. 87% of housing is owner-occupied. The ZIP holds roughly 746 housing units. About 1,711 people live here, median age 45.

Overall 05444 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.