ZIP 05461 Foreclosure, Tax-Lien & Distress Report
Chittenden County, Vermont · Distress market
Chittenden County, Vermont's ZIP 05461 registers 25/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 53/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (77/100), climate & FEMA risk (69/100). The sharpest non-environmental signals are institutional ownership (61/100), structural risk (53/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low.
The market reads peak — home values rose 1.0% year on year, and 26% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
85% of housing is owner-occupied. The typical home is worth about $460,200 (4.0× income). Median household income is $112,589, above the U.S. median near $78,000. Educational attainment sits at 60% bachelor's-or-above. 4,815 residents call 05461 home, typically aged 49. Around 63% of renters are cost-burdened. Vacancy runs 2.9%. There are about 2,314 housing units across 05461. On demographic stress specifically, 05461 scores 29/100. Roughly 7.5% live below the poverty line.
On balance 05461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 05461 at the moment; the composite and its components are still built from verifiable public records.
The 05461 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 05461 stays directly comparable to neighboring ZIPs and the rest of Chittenden County, Vermont. The score is rebuilt from public data as it updates, so 05461 reflects the current record instead of a stale or modeled snapshot.
Behind 05461's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 05461 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 05461
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
05461 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 05461, the same set carried on every parcel.
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Unlock the full ZIP 05461 acquisition report
Every distressed parcel in 05461 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology