ZIP 05462 Property Distress & Foreclosure Data

In Chittenden County, Vermont, ZIP 05462 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (23/100) register low. The latent-versus-live split is 65/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100).

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 32% higher over three years (phase confidence 51/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 21/100. 86% of housing is owner-occupied. Around 26% of renters are cost-burdened. The vacancy rate is 4.5%. The poverty rate is 4.1% — low. The typical home is worth about $334,300 (3.3× income, relatively affordable). Around 56% of adults hold a bachelor's degree or higher. About 1,778 people live here, median age 48. At $95,323, median income runs above typical U.S. levels. The ZIP holds roughly 858 housing units.

Net-net, 05462 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.