ZIP 05462 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05462 (Chittenden County, Vermont) lands at 25/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on institutional ownership (62/100), structural risk (55/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). On the structural side it scores 55/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100).

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 32% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 05462 scores 21/100. The tenure split is 86% owner-occupied to 14% rented. Rent burden reaches 26% of tenant households. Vacancy runs 4.5%. The poverty rate is 4.1% — low. A median home runs $334,300 here, or 3.3 times local income. About 56% have a four-year degree. 1,778 residents call 05462 home, typically aged 48. At $95,323, median income runs above typical U.S. levels. The ZIP holds roughly 858 housing units.

Net-net, 05462 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 05462 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 05462 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05462 can be compared directly against any other ZIP in Chittenden County, Vermont or nationwide. 05462 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 05462 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 05462 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.