ZIP 05465 Property Distress & Foreclosure Data

Chittenden County, Vermont's ZIP 05465 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). The most distinctive pressure shows up in structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (23/100) register low. Structural risk reads 65/100 against active distress of 7/100.

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 22% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

92% of housing is owner-occupied. Vacancy runs 1.1%. At $116,786, median income runs above typical U.S. levels. Rent burden reaches 67% of tenant households. There are about 2,388 housing units across 05465. The poverty rate is 1.2% — low. The typical home is worth about $477,400 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 27/100. About 5,628 people live here, median age 45. Around 65% of adults hold a bachelor's degree or higher.

Net-net, 05465 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.