ZIP 05401 Property Distress & Foreclosure Data

Chittenden County, Vermont's ZIP 05401 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). The most distinctive pressure shows up in structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (23/100) stay muted. Structural exposure scores 65 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 1.6% off the recent peak, and 20% higher over three years, at 51/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 13,722 housing units across 05401. Rent burden reaches 49% of tenant households. A median home runs $492,100 here, or 7.7 times local income. About 63% have a four-year degree. 31,676 residents call 05401 home, typically aged 25. Vacancy runs 3.9%. On demographic stress specifically, 05401 scores 47/100. Households earn a median $60,532 — below the roughly $78,000 national figure. The tenure split is 29% owner-occupied to 71% rented. Roughly 28.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 05401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.