ZIP 05403 Foreclosure, Tax-Lien & Distress Report
Chittenden County, Vermont · Distress market
ZIP 05403's composite property-distress score is 25/100 - DLRadar classes that as low for Chittenden County, Vermont. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). Its heaviest discrete signals: institutional ownership (62/100), structural risk (55/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. The split runs 55/100 structural to 7/100 active on the ground.
Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 29% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $442,400 here, or 4.1 times local income. The vacancy rate is 2.9%. 60% of housing is owner-occupied. On demographic stress specifically, 05403 scores 28/100. There are about 9,625 housing units across 05403. Rent burden reaches 41% of tenant households. At $97,041, median income runs above typical U.S. levels. Roughly 8.0% live below the poverty line. 20,385 residents call 05403 home, typically aged 39. About 65% have a four-year degree.
On balance 05403 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 05403 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 05403's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 05403, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 05403 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 05403 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 05403
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 05403 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Chittenden County ZIP reports
Keep exploring Vermont distress
Keep going: ZIP, county and state distress coverage for Chittenden County, Vermont.
Open the complete 05403 acquisition file
Every distressed parcel in 05403 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology