ZIP 05446 Property Distress & Foreclosure Data

Composite property distress in 05446 (Chittenden County, Vermont) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). On the structural side it scores 65/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 1.6% off the recent peak, and 30% higher over three years (phase confidence 51/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 41% have a four-year degree. On demographic stress specifically, 05446 scores 29/100. Roughly 8.0% live below the poverty line. Around 43% of renters are cost-burdened. Households earn a median $97,442 — above the roughly $78,000 national figure. A median home runs $393,200 here, or 3.7 times local income. The ZIP holds roughly 7,876 housing units. The vacancy rate is 11.0%. The tenure split is 72% owner-occupied to 28% rented. 16,361 residents call 05446 home, typically aged 40.

Overall, 05446 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.