ZIP 05489 Property Distress & Foreclosure Data

ZIP code 05489 in Chittenden County, Vermont carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (72/100). What sets it apart are the readings on structural risk (65/100), institutional ownership (62/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (23/100) register low.

The market reads peak — home values rose 2.3% year on year, 1.6% off the recent peak, and 29% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

82% of housing is owner-occupied. The poverty rate is 6.6% — low. Vacancy runs 0.0%. The demographic-stress sub-score lands at 23/100. The typical home is worth about $442,400 (4.6× income). Rent burden reaches 0% of tenant households. About 3,429 people live here, median age 44. At $88,015, median income runs above typical U.S. levels. There are about 1,325 housing units across 05489. Around 45% of adults hold a bachelor's degree or higher.

Net-net, 05489 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.