ZIP 05454 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05454 in Franklin County, Vermont comes in at 20, a low composite-distress reading. On the structural side it scores 44/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). Leading the profile are construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 29% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 81% of homes, renters 19%. Households earn a median $118,438 — above the roughly $78,000 national figure. The vacancy rate is 4.7%. Around 16% of renters are cost-burdened. Home values center near $372,400, an affordability ratio of 3.0× — accessible. The poverty rate is 4.1% — low. Population is roughly 5,195 with a median age of 40. There are about 2,087 housing units across 05454. Educational attainment sits at 49% bachelor's-or-above. The demographic-stress sub-score lands at 20/100.

Net-net, 05454 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 05454 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 05454 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 05454 stays directly comparable to neighboring ZIPs and the rest of Franklin County, Vermont. The score is rebuilt from public data as it updates, so 05454 reflects the current record instead of a stale or modeled snapshot.

Each component behind 05454 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 05454 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.