ZIP 05448 Property Distress & Foreclosure Data

ZIP code 05448 in Franklin County, Vermont carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (41/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (16/100). Environmental exposure also runs high (FEMA disaster exposure (71/100)). The latent-versus-live split is 41/100 structural and 5/100 already moving.

The peak-phase market in 05448 posted values that rose 2.3% over the year, 1.6% off the recent peak, and 56% higher over three years (phase confidence 51/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 441 housing units. The vacancy rate is 9.1%. 9.0% of residents fall below the poverty threshold. Educational attainment sits at 42% bachelor's-or-above. Median household income is $79,583, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 19/100. Home values center near $273,800, an affordability ratio of 3.1× — accessible. Population is roughly 962 with a median age of 41. Around 0% of renters are cost-burdened. Owners hold 93% of homes, renters 7%.

Broadly, 05448 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.