ZIP 05448 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05448 (Franklin County, Vermont) at a low 20/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (16/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The split runs 44/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 56% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 441 housing units across 05448. Vacancy runs 9.1%. The poverty rate is 9.0%. Around 42% of adults hold a bachelor's degree or higher. Households earn a median $79,583 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 19/100. Home values center near $273,800, an affordability ratio of 3.1× — accessible. 962 residents call 05448 home, typically aged 41. Rent burden reaches 0% of tenant households. Owners hold 93% of homes, renters 7%.

Overall, 05448 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 05448 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 05448 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Franklin County, Vermont and the nation. The score is rebuilt from public data as it updates, so 05448 reflects the current record instead of a stale or modeled snapshot.

05448's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 05448 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.