ZIP 05450 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05450 (Franklin County, Vermont) lands at 20/100 — low on DLRadar's public-record scoring. The split runs 44/100 structural to 5/100 active on the ground. What sets it apart are the readings on construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The peak-phase market in 05450 posted values that rose 0.7% over the year, and 52% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Population is roughly 5,357 with a median age of 41. 81% of housing is owner-occupied. There are about 2,503 housing units across 05450. About 24% have a four-year degree. A median home runs $271,800 here, or 3.5 times local income. On demographic stress specifically, 05450 scores 31/100. Median household income is $72,991, near the U.S. median near $78,000. 12.9% of residents fall below the poverty threshold. The vacancy rate is 14.7% — elevated. Rent burden reaches 44% of tenant households.

Taken together, 05450 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 05450 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 05450 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 05450 reflects the current record instead of a stale or modeled snapshot.

05450's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 05450 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.