ZIP 05455 Foreclosure, Tax-Lien & Distress Report

ZIP 05455's composite property-distress score is 20/100 - DLRadar classes that as low for Franklin County, Vermont. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (44/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). Structural exposure scores 44 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 42% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $335,800 here, or 2.9 times local income. 6.4% of residents fall below the poverty threshold. The vacancy rate is 8.5%. The demographic-stress sub-score lands at 23/100. About 33% have a four-year degree. About 1,296 people live here, median age 39. At $112,712, median income runs above typical U.S. levels. The tenure split is 91% owner-occupied to 9% rented. Around 24% of renters are cost-burdened. The ZIP holds roughly 513 housing units.

Overall, 05455 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 05455 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05455 can be compared directly against any other ZIP in Franklin County, Vermont or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 05455 shows blanks, not estimates, wherever the record is sparse.

Each component behind 05455 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 05455 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.