ZIP 05464 Foreclosure, Tax-Lien & Distress Report
Lamoille County, Vermont · High Vacancy market
In Lamoille County, Vermont, ZIP 05464 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in institutional ownership (59/100), structural risk (49/100), construction/permit lag (44/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 49/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100).
The market reads neutral — home values rose 4.8% year on year, and 17% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $86,464, near the U.S. median near $78,000. The ZIP holds roughly 1,503 housing units. 3,125 residents call 05464 home, typically aged 35. About 49% have a four-year degree. Roughly 9.1% live below the poverty line. Owners hold 68% of homes, renters 32%. Rent burden reaches 41% of tenant households. The demographic-stress sub-score lands at 31/100. The vacancy rate is 23.0% — elevated. A median home runs $342,900 here, or 3.8 times local income.
On the whole, 05464 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 05464 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 05464 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 05464 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 05464 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 05464 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
05464 at a glance
The live 05464 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Lamoille County ZIP reports
Keep exploring Vermont distress
Additional distress intelligence spanning Lamoille County, Vermont by ZIP, county and state.
Get the full acquisition report for 05464
Every distressed parcel in 05464 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology