ZIP 05464 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05464 (Lamoille County, Vermont) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (58/100), construction/permit lag (51/100), structural risk (50/100). mortgage stress (23/100) stay muted. On the structural side it scores 50/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (84/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 17% higher over three years (phase confidence 45/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $86,464 — near the roughly $78,000 national figure. The ZIP holds roughly 1,503 housing units. 3,125 residents call 05464 home, typically aged 35. About 49% have a four-year degree. Roughly 9.1% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. Around 41% of renters are cost-burdened. On demographic stress specifically, 05464 scores 31/100. The vacancy rate is 23.0% — elevated. A median home runs $342,900 here, or 3.8 times local income.

Taken together, 05464 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.