ZIP 05492 Foreclosure, Tax-Lien & Distress Report
Lamoille County, Vermont · Distress market
On DLRadar's 0-100 public-record scale, ZIP 05492 in Lamoille County, Vermont comes in at 22, a low composite-distress reading. The split runs 49/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (91/100), flood (NFIP) exposure (77/100)). Its heaviest discrete signals: institutional ownership (66/100), structural risk (49/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (26/100).
The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 4.4%. Rent burden reaches 31% of tenant households. A median home runs $242,900 here, or 3.3 times local income. 85% of housing is owner-occupied. There are about 366 housing units across 05492. The demographic-stress sub-score lands at 24/100. About 700 people live here, median age 50. At $75,694, median income runs near typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas.
Overall, 05492 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 05492 at the moment; the composite and its components are still built from verifiable public records.
Whether 05492 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05492 can be compared directly against any other ZIP in Lamoille County, Vermont or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 05492 shows blanks, not estimates, wherever the record is sparse.
Each component behind 05492 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 05492 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 05492
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
05492 at a glance
Current distress, phase, housing and lender-pressure figures for 05492, drawn from the same report attached to each property.
Adjacent Lamoille County ZIP reports
More distress data near 05492
Other reports tied to Lamoille County, Vermont — ZIP, county and statewide.
The complete 05492 distress and acquisition report
Open 05492 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology