ZIP 05492 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 05492 in Lamoille County, Vermont comes in at 21, a low composite-distress reading. The split runs 46/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100)). Its heaviest discrete signals: institutional ownership (63/100), structural risk (46/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (23/100).

The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 4.4%. Rent burden reaches 31% of tenant households. A median home runs $242,900 here, or 3.3 times local income. 85% of housing is owner-occupied. There are about 366 housing units across 05492. The demographic-stress sub-score lands at 24/100. About 700 people live here, median age 50. At $75,694, median income runs near typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas.

Overall, 05492 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 05492 at the moment; the composite and its components are still built from verifiable records.

Whether 05492 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05492 can be compared directly against any other ZIP in Lamoille County, Vermont or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 05492 shows blanks, not estimates, wherever the record is sparse.

Each component behind 05492 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 05492 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.