ZIP 05680 Foreclosure, Tax-Lien & Distress Report

ZIP code 05680 in Lamoille County, Vermont carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (72/100). Structurally it carries 47/100, against 8/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (64/100), structural risk (47/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (23/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 23% higher over three years, at 45/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $68,214, below the U.S. median near $78,000. Around 60% of renters are cost-burdened. The ZIP holds roughly 988 housing units. The typical home is worth about $227,700 (3.4× income, relatively affordable). The poverty rate is 8.0%. Around 33% of adults hold a bachelor's degree or higher. The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. Population is roughly 2,052 with a median age of 43.

On the whole, 05680 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 05680 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 05680 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 05680, the field stays empty rather than modeled, and fills in as new documents post.

05680's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 05680 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.