ZIP 05640 Foreclosure, Tax-Lien & Distress Report

Washington County, Vermont's ZIP 05640 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (59/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 65/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (71/100)).

The peak-phase market in 05640 posted values that rose 4.8% over the year (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $116,250, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 17/100. Owners hold 89% of homes, renters 11%. Educational attainment sits at 55% bachelor's-or-above. Around 0% of renters are cost-burdened. Population is roughly 288 with a median age of 17. 4.2% of residents fall below the poverty threshold. Home values center near $315,600, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 110 housing units. The vacancy rate is 9.2%.

On balance 05640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.