ZIP 05843 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05843 (Caledonia County, Vermont) at a low 24/100 for overall property distress. The split runs 55/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (82/100). The pressure is most legible in institutional ownership (65/100), structural risk (55/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (26/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 35% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,283 with a median age of 50. Home values center near $191,700, an affordability ratio of 3.3× — accessible. Owners hold 74% of homes, renters 26%. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 13.3% — elevated. Rent burden reaches 14% of tenant households. Households earn a median $54,750 — below the roughly $78,000 national figure. 12.0% of residents fall below the poverty threshold. The ZIP holds roughly 1,255 housing units. The demographic-stress sub-score lands at 26/100.

Taken together, 05843 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 05843 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 05843 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 05843 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

05843's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 05843 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.