ZIP 05851 Property Distress & Foreclosure Data

Composite property distress in 05851 (Caledonia County, Vermont) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 55/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 13% higher over three years (phase confidence 44/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 8.7%. Around 50% of renters are cost-burdened. Roughly 14.4% live below the poverty line. 5,972 residents call 05851 home, typically aged 45. On demographic stress specifically, 05851 scores 31/100. About 30% have a four-year degree. Households earn a median $63,586 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. A median home runs $227,200 here, or 3.5 times local income. The ZIP holds roughly 2,776 housing units.

Overall, 05851 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.