ZIP 05042 Property Distress & Foreclosure Data

ZIP code 05042 in Caledonia County, Vermont carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low. On the structural side it scores 55/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 5.6% — low. The demographic-stress sub-score lands at 24/100. At $77,917, median income runs near typical U.S. levels. Around 14% of renters are cost-burdened. 89% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $273,400 (3.0× income, relatively affordable). The vacancy rate is 30.9% — elevated. About 626 people live here, median age 45. The ZIP holds roughly 345 housing units.

Net-net, 05042 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.