ZIP 03740 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03740 (Grafton County, New Hampshire) returns a moderate composite of 31/100. Structural exposure scores 68 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,049 residents call 03740 home, typically aged 51. Owners hold 89% of homes, renters 11%. Roughly 7.7% live below the poverty line. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $234,400 (3.1× income, relatively affordable). Rent burden reaches 3% of tenant households. About 30% have a four-year degree. There are about 509 housing units across 03740. Median household income is $70,298, near the U.S. median near $78,000. The demographic-stress sub-score lands at 21/100.

Taken together, 03740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 03740 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 03740 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03740 can be compared directly against any other ZIP in Grafton County, New Hampshire or nationwide. 03740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 03740's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 03740 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.