ZIP 03740 Property Distress & Foreclosure Data

Composite property distress in 03740 (Grafton County, New Hampshire) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 72 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100).

The market reads expansion — home values rose 5.6% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,049 people live here, median age 51. 89% of housing is owner-occupied. The poverty rate is 7.7%. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $234,400 (3.1× income, relatively affordable). Rent burden reaches 3% of tenant households. Around 30% of adults hold a bachelor's degree or higher. There are about 509 housing units across 03740. At $70,298, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100.

Net-net, 03740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.