ZIP 03585 Property Distress & Foreclosure Data

ZIP code 03585 in Grafton County, New Hampshire carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100)).

The expansion-phase market in 03585 posted values that rose 5.6% over the year, and 51% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $233,700, an affordability ratio of 3.3× — accessible. 10.5% of residents fall below the poverty threshold. Median household income is $65,769, below the U.S. median near $78,000. Around 51% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 1,399 housing units. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 77% of homes, renters 23%. Population is roughly 2,537 with a median age of 49. The vacancy rate is 25.4% — elevated.

On the whole, 03585 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.