ZIP 03585 Foreclosure, Tax-Lien & Distress Report

ZIP 03585's composite property-distress score is 31/100 - DLRadar classes that as moderate for Grafton County, New Hampshire. Leading the profile are structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low. The split runs 68/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

The peak-phase market in 03585 posted values that rose 4.3% over the year, and 51% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $233,700 here, or 3.3 times local income. 10.5% of residents fall below the poverty threshold. Median household income is $65,769, below the U.S. median near $78,000. Rent burden reaches 51% of tenant households. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,399 housing units. On demographic stress specifically, 03585 scores 32/100. The tenure split is 77% owner-occupied to 23% rented. 2,537 residents call 03585 home, typically aged 49. Vacancy runs 25.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 03585 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 03585 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 03585's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 03585 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 03585's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 03585 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.