ZIP 03222 Property Distress & Foreclosure Data

Composite property distress in 03222 (Grafton County, New Hampshire) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100)). The latent-versus-live split is 72/100 structural and 7/100 already moving.

The expansion-phase market in 03222 posted values that rose 5.6% over the year, and 29% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $313,000, an affordability ratio of 3.3× — accessible. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. Population is roughly 6,135 with a median age of 49. 9.2% of residents fall below the poverty threshold. The ZIP holds roughly 4,015 housing units. Median household income is $78,535, near the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 39.1% — elevated.

On the whole, 03222 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.