ZIP 03245 Property Distress & Foreclosure Data

Composite property distress in 03245 (Grafton County, New Hampshire) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100). The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 72 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 29% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,514 housing units across 03245. Rent burden reaches 40% of tenant households. About 1,927 people live here, median age 44. Around 51% of adults hold a bachelor's degree or higher. Vacancy runs 42.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.9%. The typical home is worth about $363,100 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 32/100. 79% of housing is owner-occupied. At $83,958, median income runs near typical U.S. levels.

Net-net, 03245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.