ZIP 03245 Foreclosure, Tax-Lien & Distress Report
Grafton County, New Hampshire · High Vacancy market
Grafton County, New Hampshire's ZIP 03245 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). Leading the profile are structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). mortgage stress (25/100) stay muted. The latent-versus-live split is 68/100 structural and 7/100 already moving.
The peak-phase market in 03245 posted values that rose 4.3% over the year, and 29% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 1,514 housing units across 03245. Around 40% of renters are cost-burdened. Population is roughly 1,927 with a median age of 44. Educational attainment sits at 51% bachelor's-or-above. Vacancy runs 42.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.9%. The typical home is worth about $363,100 (3.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 32/100. Owners hold 79% of homes, renters 21%. Median household income is $83,958, near the U.S. median near $78,000.
Net-net, 03245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 03245 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 03245 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03245 can be compared directly against any other ZIP in Grafton County, New Hampshire or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 03245 shows blanks, not estimates, wherever the record is sparse.
The 31/100 figure for 03245 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 03245 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 03245
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 03245 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Grafton County ZIPs near 03245
Keep exploring New Hampshire distress
Keep going: ZIP, county and state distress coverage for Grafton County, New Hampshire.
The complete 03245 distress and acquisition report
Every distressed parcel in 03245 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology