ZIP 03266 Property Distress & Foreclosure Data

In Grafton County, New Hampshire, ZIP 03266 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 72/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100).

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $66,964, median income runs below typical U.S. levels. Around 37% of adults hold a bachelor's degree or higher. The poverty rate is 12.6%. The vacancy rate is 34.3% — elevated. The typical home is worth about $281,900 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 32/100. Around 40% of renters are cost-burdened. 82% of housing is owner-occupied. About 2,075 people live here, median age 50. The ZIP holds roughly 1,271 housing units.

Net-net, 03266 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.