ZIP 03266 Foreclosure, Tax-Lien & Distress Report
Grafton County, New Hampshire · High Vacancy market
DLRadar grades ZIP 03266 (Grafton County, New Hampshire) at a moderate 31/100 for overall property distress. What sets it apart are the readings on structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100). Latent structural risk is 68/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).
The market reads peak — home values rose 4.3% year on year, and 17% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $66,964, below the U.S. median near $78,000. Educational attainment sits at 37% bachelor's-or-above. The poverty rate is 12.6%. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $281,900 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 32/100. Rent burden reaches 40% of tenant households. Owners hold 82% of homes, renters 18%. About 2,075 people live here, median age 50. The ZIP holds roughly 1,271 housing units.
Net-net, 03266 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 03266 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 03266 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03266 shows blanks, not estimates, wherever the record is sparse.
Behind 03266's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 03266 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 03266 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
03266 at a glance
A live read on 03266: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Grafton County
More distress data near 03266
Other reports tied to Grafton County, New Hampshire — ZIP, county and statewide.
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Rules-based scoring — each signal ties to a public dataset · methodology