ZIP 03574 Foreclosure, Tax-Lien & Distress Report

ZIP code 03574 in Grafton County, New Hampshire carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100)). Structural risk reads 68/100 against active distress of 7/100.

The peak-phase market in 03574 posted values that rose 4.3% over the year, and 25% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $288,300 here, or 3.2 times local income. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households. At $83,870, median income runs near typical U.S. levels. 2,545 residents call 03574 home, typically aged 53. About 45% have a four-year degree. Owners hold 80% of homes, renters 20%. 7.9% of residents fall below the poverty threshold. The ZIP holds roughly 1,385 housing units.

On the whole, 03574 leans distressed, with opportunity clustered in specific stressed parcels. 03574 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 03574 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03574 shows blanks, not estimates, wherever the record is sparse.

03574's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 03574 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.