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ZIP 05904 Foreclosure, Tax-Lien & Distress Report

Essex County, Vermont · High Vacancy market

Composite property distress in 05904 (Essex County, Vermont) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 42/100 against active distress of 8/100. The pressure is most legible in construction/permit lag (86/100), institutional ownership (49/100), structural risk (42/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (FEMA disaster exposure (91/100)).

The expansion-phase market in 05904 posted values that rose 6.2% over the year, at 46/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 187 with a median age of 56. A median home runs $99,600 here, or 2.8 times local income. 9.6% of residents fall below the poverty threshold. Around 65% of renters are cost-burdened. The vacancy rate is 35.2% — elevated. The demographic-stress sub-score lands at 35/100. There are about 155 housing units across 05904. At $45,000, median income runs below typical U.S. levels. 68% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above.

On the whole, 05904 leans distressed, with opportunity clustered in specific stressed parcels. 05904 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 05904 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05904 can be compared directly against any other ZIP in Essex County, Vermont or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 05904 shows blanks, not estimates, wherever the record is sparse.

The 19/100 for 05904 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 05904 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
42/100
Structural risk
8/100
Distress activity

ZIP 05904 distress signals, scored

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk4
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 05904 Stress Report snapshot

The live 05904 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Essex County ZIP codes

More distress data near 05904

Other reports tied to Essex County, Vermont — ZIP, county and statewide.

Unlock the full ZIP 05904 acquisition report

The full 05904 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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